Tarrytown, Sleepy Hollow and Briarcliff Manor New York real estate listings, home buying, selling and relocation information

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Resources: Tarrytown, Sleepy Hollow and Briarcliff Manor New York home buying, real estate listings, and homes for sale in Westchester County, NY

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First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Mary Case Friedner, REALTORŽ, real estate agent and broker for Tarrytown, Sleepy Hollow and Briarcliff Manor New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Case Friedner
Broker/Partner
Legends Realty Group, LLC
358 North Broadway
Sleepy Hollow, New York 10591
office: (914) 332-6300
Fax: (914) 332-6336
Cell: (914) 980-2912
Email: MaryCase@NUMBER1EXPERT.com
Hi there!!! May I be the first to welcome you to The Land of LegendsSleepy Hollow and Tarrytown, New York, plus the Hudson River villages and towns of Briarcliff Manor, Irvington, Dobbs Ferry, Hastings-on-Hudson, Ossining, and the charming hamlet of Pocantico Hills!!! To come here is to fall in love as I did in 1983, when I moved from Manhattan to Sleepy Hollow with my husband and infant son. A native North Carolinian, I came to New York fresh from The University of North Carolina at Charlotte, and followed my dream to be an actress and singer. This dream came true, and for 18 years I worked in the New York Theatre and on hundreds of TV and radio commercials. Since 1987, Ive been helping people reach their dreams in the world of Real Estate. Currently I am proudly serving on the Board of Directors of The Womens Council of Realtors/Empire Chapter, which I enjoy tremendously. From my very first year in Real Estate, I have been a consistent Top Producer in listing and selling homes in the Hudson River Villages. About 85- 90% of my business now comes from Personal Referrals and Repeat Business. I can only achieve this by giving outstanding customer service, both during and after the transaction, and by always making my clients best interest my top priority. It is a mission I take most seriously. I hold the designation of Accredited Buyer Representative, which means that if Im working with YOU as a BUYER, I work on YOUR behalf to get the best deal possible for YOU. For my SELLERS, I am excellent at marketing strategy and my goal for YOU is to get the absolute highest and best price for your home as quickly and easily as possible. My negotiation skills, my years of experience, my extensive knowledge and passion for the Hudson River area, and my deep caring for the happiness of my clients are some of my best assets. I hope to be your new best friend in Real Estate and the only Realtor youll ever need!!!

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